Consumer Protection Code 2025

Following a comprehensive review of the Consumer Protection Code, Central Bank of Ireland has published a revised Consumer Protection Code.  We have also published a feedback statement (PDF 1.27MB), which outlines the rationale for our approach to the updates in the Code.

Transcript of the Video "Consumer Protection Code 2025" (PDF 64.52KB)

The Consumer Protection Code 2025 – encompassing Standards for Business Regulations and Consumer Protection Regulations – is available in an interactive HTML format and is supplemented by a range of tools and guidance to aid users to navigate and better understand the revised Code.

The revised Code will take effect on 24 March 2026 following a 12-month implementation period. Until then, the existing Consumer Protection Code 2012 continues to apply to regulated firms, and the protections that are currently in place remain effective.