Speeches and publications Recent speeches Recent speeches by our senior team on innovation in financial services. 28 November 2024: Foundations for the future - technology as a source of good in the financial system – Remarks by Deputy Governor Sharon Donnery 8 November 2024: Navigating a shifting landscape - Remarks by Governor Gabriel Makhlouf 15 October 2024: Remarks at the launch of the National Payments Strategy by Deputy Governor Derville Rowland 25 September 2024: The foundations for AML partnership in Ireland - Remarks by Deputy Governor Derville Rowland 23 September 2024: Change and challenges – responding to uncertainty, transforming for the future and driving innovation - Remarks by Deputy Governor Derville Rowland 31 July 2024: Banking – Past, Present and Future – Remarks by Deputy Governor Sharon Donnery at the Banking and Payments Federation Ireland 18 July 2024: Industry Briefing on MiCAR - Remarks by Deputy Governor Derville Rowland 29 May 2024: Technological innovation and financial regulation – a maturing relationship - Remarks by Gerry Cross, Director for Financial Regulation, Policy and Risk 4 March 2024: The Evolving payment landscape in Ireland - Remarks by Vasileios Madouros, Deputy Governor, Monetary and Financial Stability. 29 February 2024: Perspectives and priorities - payments and e-money - Remarks by Mary-Elizabeth McMunn, Director of Banking, Payments and Credit Union Supervision. 7 February 2024: Innovation and Trust – Regulating in the interests of us all – Remarks by Deputy Governor Sharon Donnery at the Milano Hub. 14 November 2023: Maintaining stability in the face of volatility – financial regulation in a rapidly changing world - Remarks by Deputy Governor Sharon Donnery at The Compliance Institute annual conference 11 November 2023: The changing landscape for financial services - Remarks by Gabriel Makhlouf, Governor of the Central Bank of Ireland at the Irish League Credit Unions Conference 8 November 2023: Putting principles into practice: how regulation responds to change - Remarks by Governor Makhlouf at the Financial System Conference. 30 May 2023: The evolving crypto landscape - towards the implementation of MiCA - Remarks by Gerry Cross, Director of Financial Regulation, Policy & Risk. Publications Guidance on expectations for applicants seeking authorisation from the Central Bank of Ireland to operate as a regulated Firm 26 June 2024 - Authorisations and Gatekeeping Report Edition 1 CP156 - Central Bank approach to innovation engagement in financial services Central Bank of Ireland Response to the Public Consultation on the AI Act Innovation Hub Reports Innovation Hub Report 2023 Innovation Hub Report 2022 Innovation Hub Report 2021 Innovation Hub Report 2020 Innovation Hub Report 2019 Innovation Hub Report 2018 See also: Our approach to innovation