Oireachtas Correspondence This section is dedicated to correspondence with Oireachtas members on central banking or financial regulation matters of public interest. Correspondence concerning individual representations or constituency related letters is not published. Response to Minister Donohoe re Review of the Irish Government's Bank Renumeration policy published 4 June 2019 | pdf 817 KB Response to Gary Tobin re No Consent No Sale Bill published 12 April 2019 | pdf 7956 KB Response to Pearse Doherty TD query concerning data on loan sales published 9 April 2019 | pdf 562 KB Response to Michael McGrath TD, Rebuilding Ireland Home Loan Scheme published 3 April 2019 | pdf 307 KB Response to John McGuinness TD, Joint Oireachtas Letter Committee on Tracker Mortgages published 10 January 2019 | pdf 535 KB Response to the Oireachtas Finance Committee on EU Commission Proposal on sovereign bond-backed securities - published 21 November 2018 | pdf 1006 KB Correspondence with Deputy Robert Troy TD re lending and common bond – credit unions – published 12 October 2018 | pdf 874 KB Correspondence with Deputy Michael McGrath TD re breakage fees for fixed-rate mortgages – published 5 October 2018 | pdf 4132 KB Submission to Finance Committee re Consumer Protection (Regulation of Credit Servicing Firms) (Amendment) Bill 2018 – published 28 September 2018 | pdf 1367 KB Submission to Finance Committee re Consumer Insurance Contracts Bill 2017 – published 13 September 2018 | pdf 1417 KB Appendix 1 to Submission re Consumer Insurance Contracts Bill 2017 – published 13 September 2018 | pdf 2806 KB Appendix 2 to Submission re Consumer Insurance Contracts Bill 2017 – published 13 September 2018 | pdf 1378 KB Correspondence with Deputy John McGuinness TD re the schedule for the disposal of Promissory Note Bonds – published 31 August 2018 | pdf 367 KB Response to Finance Committee re follow up queries and clarifications from Central Bank appearance at 10 May 2018 Meeting – published 31 August 2018 | pdf 2375 KB Correspondence with Deputy Pearse Doherty TD re the calculation of mortgage break fees – published 31 August 2018 | pdf 491 KB Response to Finance Committee re the engagement of Credit Servicing Firms with the Committee – published 31 August 2018 | pdf 602 KB Response to Finance Committee re incorrectly calculated arrears levels on mortgage accounts – published 31 August 2018 | pdf 2176 KB Response to Committee on Finance, Public Expenditure and Reform and Taoiseach - published 1 June 2018 | pdf 9598 KB Correspondence with Deputy Michael McGrath TD re: loan to income limits - published 11 May 2018 | pdf 389 KB Correspondence with Deputy Michael McGrath TD re Buy To Let Mortgages - published 10 May 2018 | pdf 1083 KB Response to Committee on Finance, Public Expenditure and Reform and Taoiseach - published 10 May 2018 | pdf 10193 KB Appendix to the response to Committee on Finance, Public Expenditure and Reform and Taoiseach - published 10 May 2018 | pdf 32972 KB Correspondence with Deputy John McGuinness TD re European Commission Proposals – published 24 April 2018 | pdf 1717 KB Correspondence with Deputy Michael McGrath re non performing loans published 12 March 2018 | pdf 2242 KB Response to the Committee on Public Petitions in response to correspondence on Petition No P00047/17 published 26 February 2018 | pdf 991 KB Correspondence with Deputy Pearse Doherty from Governor Lane regarding Property Investment Funds published 20 February | pdf 796 KB Response to Oireachtas Finance Committee on Tracker Mortgage Examination and related issues published 18 January 2018 | pdf 2500 KB Response to Public Accounts Committee re annual financial statements published 4 January 2018 | pdf 45 KB Response to the Oireachtas Finance Committee on European Commission proposals regarding central counterparties | pdf 551 KB Response to the Oireachtas Finance Committee on EU Commission Proposal (COM 2017343) published 27 November 2017 | pdf 448 KB Correspondence with the Oireachtas Finance Committee re the Flood Insurance Bill 2016 | pdf 1097 KB Correspondence with the Oireachtas Justice Committee re The Mortgage Arrears Resolution (Family Home) Bill 2017 - published 20 November 2017 | pdf 810 KB Correspondence with Deputy John McGuinness TD re consumer and related issues published 12 October 2017 | pdf 6737 KB Correspondence with Deputy Michael McGrath TD published 4 September 2017 | pdf 1868 KB Correspondence with Public Accounts Committee re. Saint Raphaels Garda Credit Union 18 July 2017 | pdf 386 KB Correspondence with Senator Neale Richmond, published 26 June 2017 | pdf 299 KB Correspondence with Ms Brid Dunne, published 20 June 2017 | pdf 2447 KB Correspondence with Mr Kieran Lenihan, published 20 June 2017 | pdf 961 KB Correspondence with Ms Brid Dunne, published 04 April 2017 | pdf 557 KB Correspondence with Deputy John McGuinness, published 20 December 2016 | pdf 341 KB Correspondence with Deputy Michael McGrath, published 20 December 2016 | pdf 172 KB Correspondence with Deputy Michael McGrath, published 24 October 2016 | pdf 424 KB Correspondence with Deputy Pearse Doherty, published 24 October 2016 | pdf 424 KB Pre-Budget Letters from the Governor to the Department of Finance 03 August 2018 Pre Budget Letter to Minister for Finance Paschal Donohoe | pdf 788 KB 18 July 2017 Pre Budget Letter to Minister for Finance Paschal Donohoe | pdf 1238 KB 04 August 2016 Pre Budget Letter to Minister for Finance Michael Noonan | pdf 450 KB 18 August 2015 Pre Budget Letter to Minister for Finance Michael Noonan | pdf 173 KB 22 September 2014 Pre Budget Letter to Minister for Finance Michael Noonan | pdf 4291 KB 18 September 2013 Pre Budget Letter to Minister for Finance Michael Noonan | pdf 1020 KB 25 September 2012 Pre Budget Letter to Minister for Finance Michael Noonan | pdf 677 KB 2 September 2011 Pre Budget Letter to Minister for Finance Michael Noonan | pdf 483 KB 18 October 2010 Pre Budget Letter to Minister for Finance Brian Lenihan | pdf 2438 KB 29 October 2009 Pre Budget Letter to Minister for Finance Brian Lenihan | pdf 252 KB 29 September 2008 Pre Budget Letter to Minister for Finance Brian Lenihan | pdf 935 KB Reports to the Minister for Finance 2016 Report to the Minister for Finance on Mortgage Arrears | pdf 1464 KB Influences on Standard Variable Rate Pricing in Ireland 2015 | pdf 1517 KB Joint Oireachtas Committee Visit Members of the Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach paid a fact-finding visit to the Central Bank’s headquarters on North Wall Quay on 14 February 2018. Committee members met with Sharon Donnery (Deputy Governor, Central Banking), Derville Rowland (Director General, Financial Conduct), and other senior Central Bank staff. The fact-finding visit focused on the Central Bank’s role, structure and priorities. Below is a slide deck of presentations given to the Committee on the day. Visit of Members of the Oireachtas Joint Committee on Finance Public Expenditure and Reform and Taoiseach - 14 February 2018 | pdf 1243 KB